Senior Sunrise

One of the reasons that the health care debate in America has taken so long is that there are so many factors to be considered. It would be easy if all people had the same needs and wants when it comes to health care, but that is simply not the case. The biggest disparity comes when you compare health care for young Americans with senior health care.

As the baby boomers begin to reach senior age, the costs of health care is inevitably rising to account for their increased risk and medical expense. In order to subsidize this increased cost, it is important to have young, healthy people paying for insurance as well. However, many of the uninsured—an estimated 44 percent—are young people, many of whom do not see the need for insurance, so part of the solution is getting these people to purchase a policy. This will help diffuse some of the risk of older generations and lower premiums for everyone.